--- title: "Mortgage Market Intel #14 - Data Insight: How Many Relationships Were Actually \"At Risk\" from 2025 LO Attrition? " description: Mortgage industry analysis of loan officer attrition, recovery trends, and when LOs switch companies, with month-by-month data and 2025 insights. --- [Mortgage Market Intelligence ](https://mortgagemarketintelligence.net) # [Mortgage Market Intel #14 - Data Insight: How Many Relationships Were Actually "At Risk" from 2025 LO Attrition? ](https://mortgagemarketintelligence.net/mortgage-market-intel-14-apr-6-2026) Written by [James Hooper](https://mortgagemarketintelligence.net/author/james-hooper) | Apr 6, 2026 11:00:02 AM ### Market Movers Last week, 353** **originators switched companies and **1,245 **individuals obtained their NMLS license. Notable originator movements last week include: - [Denise Donoghue](https://retr.app/LoanOfficer/Profile/126283) ($117M, 293 units) joined [AML Funding LLC](https://retr.app/LoanOfficer/OfficeProfile/1910591?type=parent) - [Brandon Istifou](https://retr.app/LoanOfficer/Profile/128293) ($74.8M, 251 units) joined [United Mortgage Lending LLC](https://retr.app/LoanOfficer/OfficeProfile/2220134?type=parent) - [Armen Manokian](https://retr.app/LoanOfficer/Profile/209333) ($59.2M, 147 units) joined [Go Rascal Inc.](https://retr.app/LoanOfficer/OfficeProfile/2072896?type=parent) - [Stephen Wilson](https://retr.app/LoanOfficer/Profile/83211) ($45.2M, 105 units) joined [The Mortgage Link, Inc.](https://retr.app/LoanOfficer/OfficeProfile/113054?type=parent) - [Christopher Schnaider](https://retr.app/LoanOfficer/Profile/124287) ($36.9M, 110 units) joined [Onity Mortgage Corporation](https://retr.app/LoanOfficer/OfficeProfile/2726?type=parent) - [Mary Jo Seifert](https://retr.app/LoanOfficer/Profile/197419) ($35.1M, 145 units) joined [West Capital Lending, Inc.](https://retr.app/LoanOfficer/OfficeProfile/1566096?type=parent) - [Anna Webdell](https://retr.app/LoanOfficer/Profile/234591) ($34.1M, 89 units) joined [Guaranteed Rate, Inc.](https://retr.app/LoanOfficer/OfficeProfile/2611?type=parent) - [Eric Coleman](https://retr.app/LoanOfficer/Profile/149862) ($30.5M, 56 units) joined [Alkan Mortgage Corporation](https://retr.app/LoanOfficer/OfficeProfile/210950?type=parent) Figures are based on last 14 months’ production. ### Market Movers (Companies) Top Gainers (non-Bank/CU): 1. [AML Funding LLC](https://retr.app/LoanOfficer/OfficeProfile/1910591?type=parent) +13.28% 2. [Alkan Mortgage Corporation](https://retr.app/LoanOfficer/OfficeProfile/210950?type=parent) +12.52% 3. [Forward Holdings LLC](https://retr.app/LoanOfficer/OfficeProfile/2006640?type=parent) +8.84% 4. [United Mortgage Lending LLC](https://retr.app/LoanOfficer/OfficeProfile/2220134?type=parent) +7.19% 5. [The Mortgage Link, Inc.](https://retr.app/LoanOfficer/OfficeProfile/113054?type=parent) +5.79% 6. [Select Lending Services LLC](https://retr.app/LoanOfficer/OfficeProfile/2027853?type=parent) +5.29% 7. [Builders Choice Mortgage LLC](https://retr.app/LoanOfficer/OfficeProfile/2275047?type=parent) +4.88% 8. [Ladera Lending, Inc.](https://retr.app/LoanOfficer/OfficeProfile/835555?type=parent) +3.72% 9. [Active Link, Inc.](https://retr.app/LoanOfficer/OfficeProfile/2387382?type=parent) +3.64% 10. [Efinity Financial, LLC](https://retr.app/LoanOfficer/OfficeProfile/1043983?type=parent) +2.93% Calculations based on last aggregate production of individual LO’s 14 months’ production for companies with at least 20 loan officers. Excludes companies below $100M in 14mo LO production value after gains factored in.   ### Data Insight: How Many Relationships Were Actually "At Risk" from 2025 LO Attrition?**   ** [Recently](https://mortgagemarketintelligence.net/mortgage-market-intel-12-mar-23-2026), we looked at the surface-level impact of **25,072 loan officers exiting the industry** in early 2026. At a national level, that translated to ~4% of buy-side agents potentially losing a lending partner. But that view treats all relationships equally. They aren’t. **Looking Deeper: Relationship Strength** We analyzed how many of those exiting LOs had **repeat transaction relationships** with the same agents in 2025. The results narrow the picture significantly: **What the Data Suggests** While 25,000+ LOs exited, only a subset had **evidence of repeat, established agent relationships**. And that subset gets smaller quickly as you raise the bar. This is important. Because repeat transactions are one of the clearest signals of: In other words, not all LO exits carry the same weight. **Reframing the Opportunity** The initial data suggested a broad, but shallow, redistribution of relationships. This deeper cut suggests something more nuanced: That shifts how this should be interpreted. Instead of a wide-open land grab, the real opportunity is more **targeted**: **Why This Matters** If you’re thinking about growth in 2026, this distinction matters. Because: The LOs with 3+, 4+, or 5+ transactions with the same agent weren’t just participating in deals — they were likely part of that agent’s **core referral network**. **The Bottom Line** 25,072 LOs exiting tells you **how much movement there is**. This data tells you **where the meaningful movement is**. And it’s clear that: The opportunity isn’t just in the volume of relationships changing hands. It’s in identifying the ones that were **actually built to last**. ### Upcoming RETR Training - Mon, Apr 6 @ 2p ET - Intro to RETR: The Modern Loan Officer’s Data Advantage [Register](https://intro.retr.com/) *An overview of the many tools available to you in RETR – from agent and LO research, to list building and bulk contact exports, and borrower retention and refi finder tools, and more!* - **Wed, Apr 8 @ 1p ET - Mastering List Building and Exporting Data in RETR **[**Register**](https://us02web.zoom.us/meeting/register/j2ioTdqGQpmanDZCfyNcBQ)** ***You asked for it so we’re delivering it! We’ll go over several different ways of searching for and building Agent and LO lists that you can then export to spreadsheets and even directly into your CRM* - Thurs, Apr 9 @ 2p ET - Intro to RETR: The Modern Loan Officer’s Data Advantage [Register](https://intro.retr.com/) *An overview of the many tools available to you in RETR – from agent and LO research, to list building and bulk contact exports, and borrower retention and refi finder tools, and more!* ### Is RETR Better? When it comes to mortgage market intelligence, you have a handful of options, and RETR is one that truly stands out. Here’s what **David Kakish**, top producer at **Anchor Home Loans**** **has to say about RETR: “With RETR, I can scout potential referral partners, spot refi opportunities, and deliver instant value to my network all in one place. It’s become my secret weapon for growing relationships that actually convert.” But you don’t have to take their word for it. RETR offers a [free trial](https://retr.app) to loan officers, branches, and mortgage companies to judge the quality of the data and insights for themselves.            [View full post](https://mortgagemarketintelligence.net/mortgage-market-intel-14-apr-6-2026) ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "James Hooper" }, "dateModified" : "2026-04-26T15:19:27.807Z", "datePublished" : "2026-04-06T11:00:02Z", "headline" : "Mortgage Market Intel #14 - Data Insight: How Many Relationships Were Actually \"At Risk\" from 2025 LO Attrition? ", "image" : { "@type" : "ImageObject", "height" : 768, "url" : "https://44126590.fs1.hubspotusercontent-na1.net/hubfs/44126590/RETR%20Newsletter-14-OrphanedAgents.png", "width" : 1408 }, "mainEntityOfPage" : "https://mortgagemarketintelligence.net/mortgage-market-intel-14-apr-6-2026", "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "height" : 60.0, "url" : "https://44126590.fs1.hubspotusercontent-na1.net/hubfs/44126590/Logo-RETR-300x300-2.png", "width" : 60.0 }, "name" : "Mortgage Market Intelligence" } } ```